Home inspections can be a daunting component of the home buying process. We wanted to share these three key items with you in regard to home inspections.
Why you should do a home inspection
Inspections give you an idea of a home’s problems before you buy it. It will give you an idea whether or not you’re equipped to handle the property or if it would be better to move on and find one more suitable.
Keep in mind that the home inspection is the buyer’s responsibility. Make sure that you budget enough time and finances for the inspection. You do not want to rush a home inspection at the last minute. And although you may want to go with the most cost efficient service, make sure you use a reputable and certified inspector. Remember: doing an inspection is truly to your benefit.
Think of it this way, the home inspector works solely for you. Not the seller. They are there to point out all the potential problems in the home. Since the seller has no impact on the inspector when you pay, you can rest easy knowing your report is sincere.
What to look for in a Home Inspector
Make sure that your Home Inspector is fully insured and certified. Inspectors should be Registered Home Inspectors (RHI) with one of the following: OntarioACHI (Ontario Association of Certified Home Inspectors), OAH (Ontario Association of Home Inspectors), CCHI (Canadian Certified Home Inspector), CAHPI (Canadian Association of Home & Property Inspectors), NHICC (National Home Inspectors Certification Council). These are also great resources in finding a home inspector.
Your realtor is a great source for reputable home inspectors, as they will have worked with many inspectors. You can also ask family/friends if they have any recommendations from inspectors they have used.
Once you have found your home inspector, confirm that you will receive the inspection report at the conclusion of the home inspection. It is an important document to keep on file for the repairs that need to be completed before closing, and a handy starting point for when you want to start tackling the smaller repair items.
What a home inspection covers and doesn’t cover
Home inspectors take a look at individual components of your new home to make sure they’re all working properly and doing their job in maintaining a safe and healthy home.
Since every property is different, the specifics of what is checked during your home’s inspection may very slightly. Some of the areas a qualified inspector will cover are: Foundation and basement, any additional structural components, interior plumbing systems, interior electrical systems, heating and cooling systems, condition of windows, condition of doors and door frames, condition of floors, walls, and ceilings and the attic and any visible insulation.
Be aware that there are limits to what an inspector will check. Items such as wells, additional structures, inside walls, the roof or the chimney, may require separate professional inspections. You might have to hire another professional that specializes in the specific area. If there is any part of your new home that’s making you pause, get it checked out. Home Inspections are a great way to determine if further inspections are warranted by other professionals, such as asbestos, lead, termite or chimney inspections.